September 30, 2025
Hair Transplant Cost & Financing at HRI: Making Your Confidence Affordable
At the Hair Restoration Institute (HRI), we know that deciding to undergo a hair transplant is more than a cosmetic choice; it’s a deeply personal journey. For many of our patients, this step comes after years of frustration, hiding thinning areas under hats, experimenting with countless products, and wondering late at night if there’s truly a solution.
While the desire to restore hair and confidence is strong, one question often lingers:
“Can I really afford this?”
The good news is, you’re not alone, and at HRI, we’ve designed financing options that make the process more accessible, transparent, and stress-free.
What Affects the Cost of a Hair Transplant?
Hair restoration is not a one-size-fits-all solution, and neither is the price. At HRI, we want our patients to fully understand what goes into the investment so they feel empowered in their decision.
Here are the main factors that determine cost:
Number of grafts needed: The extent of your hair loss determines how many follicular units are transplanted. More grafts typically increase cost.
Technique used: Advanced methods like Follicular Unit Extraction (FUE) are more labor-intensive and may be priced higher than traditional FUT.
Surgeon’s expertise: A skilled, credentialed surgeon can make all the difference in creating natural results—and that expertise is reflected in pricing.
Facility & technology: At HRI, we use state-of-the-art tools and techniques in an accredited, safe environment.
Surgical team & anesthesia: A successful transplant requires not only a surgeon but also a highly trained support team and comfortable anesthesia.
Post-operative care: Our pricing includes aftercare support, follow-up visits, and guidance to ensure the best long-term results.
When you invest in your hair restoration with HRI, you’re not just paying for the procedure—you’re paying for quality, safety, artistry, and support every step of the way.
Average Hair Transplant Costs in Minnesota and Across the U.S.
Costs vary based on region and provider, but here’s a breakdown to give you perspective:
In Minnesota (and the Midwest): Most patients can expect to invest between $4,000 and $15,000, depending on their unique needs.
Nationally: Hair transplants typically range from $4,600 to $12,500, with averages around $6,600 for FUE and $6,000 for FUT.
At HRI, we believe in transparent pricing and walk every patient through their personalized plan before moving forward.
Financing Options at HRI
We never want cost to stand in the way of your confidence. That’s why we offer flexible payment options that fit different financial situations.
HRI In-House Financing
50% down at the time of your procedure
Remaining 50% financed over 12 months
0% interest and no hidden fees
This plan is ideal for patients who want predictable, interest-free payments while still investing upfront in their transformation.
CareCredit® Financing
No upfront payment required
0% interest if paid in full within 12 months (subject to credit approval)
Extended terms available for longer repayment (interest may apply)
This option is great for those who prefer to spread costs over time without an initial down payment.
Why Patients Choose HRI
We’ve spoken with countless patients across Minnesota who felt discouraged after seeing high upfront costs elsewhere or worried about long-term debt. At HRI, our mission is to take those hurdles away so you can focus on what really matters—restoring your hair and your confidence.
With our patient-first financing solutions, advanced technology, and a caring team that walks with you every step of the way, your journey to transformation doesn’t have to feel overwhelming.
Ready to Take the Next Step?
A hair transplant is an investment in yourself—your appearance, your self-esteem, and your quality of life. At HRI, we’re here to make that investment possible without unnecessary stress.
Contact us today to schedule your consultation and explore your financing options. Call the Hair Restoration Institute at 612-588-HAIR (4247) today to schedule your free consultation with one of our caring hair loss professionals. We will evaluate your hair loss and create a customized plan to give you a healthy, vibrant head of hair again. We are located at 8009 34th Avenue S, Suite #1225, Bloomington, Minnesota 55425.
